Student For Loan
 Many students rely on federal government loans to finance their educations. These loans have low interest rates and do not require credit checks or collateral. Student loans also provide a variety of deferment options and extended repayment terms. Student loans include the Federal Stafford and Federal Perkins Loans.
If you do not satisfy the 183-day requirement for an interest free student loan, you may qualify for an exemption. Borrowers must meet certain conditions and provide proof to support an exemption application.
The student loan scheme - your rights and responsibilities
Certified private loans help supplement your other sources of financial aid, giving you the flexibility to cover up to 100% of your college expenses. Our certified private loans come with zero up-front fees and a 2% Graduation Reward. That’s a 2% cash reward on your outstanding principal balance at graduation. And you won’t have to make any payments while you are enrolled in school at least half-time.
I know the loan I want to apply for
Graduate student loans
Undergraduate Loans
Direct Student Loans
PLUS loans for Postgraduates
Private student loan
Student stafford loans
Payday Loans
Alternative Student loan
How to Apply
Identify a cosigner (if required)
Determine the amount you want to borrow
Have your Social Security number, driver’s license, cosigner information, and two additional references ready
Click the Apply Now button and follow the instructions to complete your application
We will check your credit (if a cosigner is required, we will check your cosigner’s credit)
Why get an Student Loan?
For the most part, students struggle to fund their education. Scholarships and grants are always available, but if you are one of the lucky ones to receive one it will still not cover all your expenses. That is where al Student Loan will help you. Our lender partners offer n o application fees or other out-of-pocket fees and preliminary approval in as little as 15 minutes. Normally, funding is very quick, but currently processing and funding times have slowed down.
Consolidation loans have longer terms than other loans. Debtors can choose terms of 10-30 years. Although the monthly repayments are lower, the total amount paid over the term of the loan is higher than would be paid with other loans. The fixed interest rate is calculated as the weighted average of the interest rates of the loans being consolidated, assigning relative weights according to the amounts borrowed, rounded up to the nearest 0.125%, and capped at 8.25%. Some features of the original consolidated loans, such as post graduation grace periods and special forgiveness circumstances, are not carried over into the consolidation loan, and consolidation loans are not universally suitable for all debtors.