Whether you are seeking student loans, home loans, auto loans, debt consolidation loans or other loan information - Bills.com has the loan resources you need to get a low rate, a low payment and the best loan deal for you! Qualifying for a home loan, car loan, student loan, or any other kind of loan can be a confusing process. Our articles, FAQs and guides will help you better understand the loan process, repayment terms, and find solutions to loan problems. With the Bills.com Loans Savings Center, you can search for loans from our family of lenders, and then compare terms and interest rates

With those figures, you can calculate the total cost of each loan or the savings you’ll receive on your current loan by refinancing. Our financial experts provide regularly updated advice for all kinds of loans. Bills.com is your one-stop resource for loans and loan information.

Should I apply for preapproval for a loan?
Being preapproved for a loan can help in the long run if you are looking for a home. When you apply for preapproval, the lender will review your credit history and financial situation. They will then decide how much money they can lend you and what your interest rate will be. The lender then gives you written commitment to give you a loan if the house you have chosen meets their requirements. Be sure that you prequalify before you make an offer on a home.

If I have bankruptcy in my past, can I apply for a loan?
You can apply for a loan if you’ve maintained a good credit history for a couple years since you filed for bankruptcy. Lenders will be more likely to take the risk again if they see that you have managed your money responsibly. After 7-10 years, bankruptcies are removed from your credit report, making it far easier to qualify for loans.

How to use a Home Equity Loan to fund a college education
With college costs soaring faster than the rate of inflation, many parents are concerned about their ability to fund their children's education. Government loans are available, but they will only cover so much. Savings plans can help too, but you have to start investing early to take full advantage of compounding interest. What other education financing options are there?

If you are a homeowner, you may have sufficient equity in your home to take out a home equity loan or line of credit. Home equity loans and lines of credit can be used for any number of purposes, with education financing being one of the most popular. And remember, the interest you pay on a home equity loan or line of credit may be tax deductible (consult your tax advisor regarding the deductibility of interest.

Advice to Borrowers
The Project on Student Debt is a nonprofit focused on research and policy work. The Project on Student Debt does not offer legal or other advice to individual borrowers regarding their student loans. We regret that we cannot meet this need, and have provided the resources below in an effort to provide general information that addresses common questions. If you need advice or information, please see the information listed below, and visit our Links page for additional resources.

All-Purpose Grant Money Guide book lists many new free financial support grants to individuals for education, college & university scholarships; student loans; research & arts funding; cultural projects; urgent personal aid funds: Includes full instructions & Ideal First Letter

This site is intended to give you legal information, not legal advice. We do our best to make sure that the information is accurate and up to date, but the law changes rapidly. So we can't guarantee that all the information on the site is completely current. The law is different from jurisdiction to jurisdiction, and even similar laws may be interpreted differently in different courts or in different places. The law is a personal matter, and no general information like the kind we provide can fit every circumstance, so you should consult a licensed lawyer in your area to get specific advice for your problem. In short, nothing on this website, including our Ask a Lawyer feature, should be considered legal advice.